Frequently Asked Questions
PROVIDING ANSWERS FROM OUR FAIRFIELD PAWN SHOP
What is a pawn?
A pawn is a loan with your items as collateral – such as coins, jewelry, electronics, musical instruments, designer goods, and tools. In California, the loan is four months long. Any time during that period you can pay the loan off and receive back your goods, or you can pay just the interest and renew the loan for another four months. If you don’t come back to redeem or renew the loan within four months, the item becomes ours and we resell it to recoup the money we loaned.
How often will I be making payments on my loan?
When you take out a loan with us, you only need to make one easy payment. You are able to repay the loan at any point during the loan contract. Once the loan is repaid, your items are returned to you. There is also the option of paying the interest on the loan and using that payment to set up a new four-month long loan.
Why are your prices on jewelry and coins lower compared to your competitors?
Because we are in the instant cash market, we pay closer the actual price of the items we have in stock. Since we aren’t dealing with other variables of the larger marketplace, it allows us to save money on purchasing on our stock. That means we are able to pass the savings on to you!
What items do you accept?
We specialize in gold, silver, and platinum jewelry, coins, diamonds, fine watches including Rolex, designer goods such as handbags and sunglasses, electronics, and musical instruments.
Why should I pawn with Premier Pawn & Jewelry?
Many reasons. First we do not charge a lost ticket fee. If you lose the original ticket when you come back to redeem or renew your loan, California law allows pawnshops to charge you a fee- but we don’t out of courtesy to our customers. For another, we have 32 years experience in the industry and specialize in customer service- you’ll find our associates to be courteous and focused on your needs. We are a member of our trade association, the California Pawnbroker’s Association, which maintains the highest standards for the industry. We also have convenient hours, Mon-Fri 10-6 and Sat 10-4.
Should I sell my item or pawn it?
The majority of our customer pawn their item, because it has sentimental value to them and they eventually want to get it back. However if you feel you don’t need to get a loan on the item you can sell it outright to us, and you get a little bit more money that way too.
Do you also sell jewelry, coins etc.?
Yes we sell all the types of merchandise that we buy and pawn- jewelry, coins, electronics, musical instruments, and designer goods. We make fantastic deals because we are always getting new items to sell from foreclosed loans and that people sell to us.
To learn more about how we can help you, contact us today at (707) 639-9161 !
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